Compliance Manager

About the opportunity

We are seeking a Compliance Manager to join our French team in Paris. In this role, you will ensure our business processes align with local regulations, banking standards, and customer protection laws, supporting the French branch and the broader N26 Group. You will report to the Head of Compliance France and play a key role in overseeing compliance matters within the French market. This includes a focus on banking oversight, operational compliance, customer protection, tax compliance. 

In this role, you will:

• Regulatory Watch: Monitoring and analyzing French regulatory developments that impact the French branch and N26’s broader activities in France. Collaborate closely with the Legal team, business, product and operational teams to ensure timely implementation of regulatory requirements.
• Compliance Oversight: Tracking compliance items for the French branch, ensuring proper implementation and alignment with local laws.
• Advisory Support: Acting as the first point of contact for identifying and addressing new regulatory requirements impacting products, operations, and services
• Product Launches: Supporting the introduction of new products by assessing risks, defining requirements from a local compliance perspective, and ensuring the regulatory implementation of these requirements through to product release.
• Governance & Policies: Conducting risk and impact assessments, drafting internal policies, and reviewing internal governance frameworks to meet French regulatory standards.
• Customer Documentation: Reviewing and validating mandatory customer documentation across N26’s product offerings, including marketing campaigns, to ensure compliance and protect our customers.
• Controls: designing the control plan of the branch, conducting the controls and reporting on them ( regulatory compliance and financial crime.

What you need to be successful:

• You have completed a Master’s degree in Law or have graduated from a ‘Grande Ecole’ in France or abroad.
• You bring prior professional experience in international banking. Experience in fintech is a plus.
• At least 5 years of professional experience gained in regulatory compliance.
• You have good knowledge of PSD2 and PSD3, MiFID and related regulations, as well as MiCA.
• You are fluent in French and English and possess exceptional writing skills in both languages.
• You have excellent communication skills.
• You are hands-on, proactive, able to work with operational and product departments, and eager to tackle new challenges, demonstrating the ability to quickly grasp new topics and drive necessary implementation initiatives. 
• You have a pragmatic mindset and action-oriented approach. You combine entrepreneurial vision with prudence in navigating complex markets, all while showing high levels of commitment and initiative.
• You thrive both as a team player and when working autonomously, displaying a high degree of independence and reliability.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected]. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.